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Make paying your Christmas bills a little easier and sign up for Bill Pay today! Save on postage and mailing time. It's a good way to start out the New Year. Merry Christmas and Happy New Year!
       
Headwaters State Bank has been participating in the FDIC's Transaction Account Guarantee Program which runs through 12/31/2010. On 12/31/2010, the recently passed Dodd-Frank legislation will continue a part of the additional coverage of the transaction Account Guarantee Program for a limited number of accounts-low interest bearing NOW accounts and Interest on Lawyer Trust Accounts (IOLTAs) will no longer qualify for this additional coverage. Click here for more information.
Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value.

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