| Effective May 23, 2013 Rate Sheet contains information about interest rates and Annual Percentage Yields for some of the accounts we offer. | ||||
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Account Type
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Minimum Deposit To Open Account
|
Minimum Balance To Obtain APY
|
Interest Rate
|
APY
|
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CERTIFICATE OF DEPOSIT
|
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|
3 Month CD*
|
$1,000
|
$1,000**
|
0.15%
|
0.15%
|
|
6 Month CD*
|
$1,000
|
$1,000**
|
0.25%
|
0.25%
|
|
9 Month CD*
|
$1,000
|
$1,000**
|
0.25%
|
0.25%
|
|
1 Year CD*
|
$1,000
|
$1,000**
|
0.50%
|
0.50%
|
|
15 Month CD*
|
$1,000
|
$1,000**
|
0.75%
|
0.75%
|
|
2 Year CD*
|
$1,000
|
$1,000**
|
0.75%
|
0.75%
|
|
3 Year CD*
|
$1,000
|
$1,000**
|
1.00%
|
1.00%
|
|
4 Year CD*
|
$1,000
|
$1,000**
|
1.25%
|
1.25%
|
|
5 Year CD*
|
$1,000
|
$1,000**
|
1.25%
|
1.25%
|
|
CHECKING
|
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|
NOW Checking++
|
$1,000
|
$1,000**
|
0.01%
|
0.01%
|
|
MONEY MARKET
|
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|
First Addition Money Market Account++
|
$10,000
|
$0.00
|
0.01%
|
0.01%
|
|
_____ Tier 2 $10,000
|
0.01%
|
0.01%
|
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|
Regular Money Market Account++
|
$2,500
|
$0.00
|
0.01%
|
0.01%
|
|
_____ Tier 2 $1,000
|
0.01%
|
0.01%
|
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|
IRA
|
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|
3 Month IRA CD*
|
$500
|
$500**
|
0.15%
|
0.15%
|
|
6 Month IRA CD*
|
$500
|
$500**
|
0.25%
|
0.25%
|
|
9 Month IRA CD*
|
$500
|
$500**
|
0.25%
|
0.25%
|
|
1 Year IRA CD*
|
$500
|
$500**
|
0.50%
|
0.50%
|
|
15 Month IRA CD*
|
$500
|
$500**
|
0.750%
|
0.75%
|
|
2 Year IRA CD*
|
$500
|
$500**
|
0.75%
|
0.75%
|
|
3 Year IRA CD*
|
$500
|
$500**
|
1.00%
|
1.00%
|
|
4 Year IRA CD*
|
$500
|
$500**
|
1.25%
|
1.25%
|
|
5 Year IRA CD*
|
$500
|
$500**
|
1.25%
|
1.25%
|
|
IRA Savings Account++
|
$50
|
$50**
|
0.75%
|
0.75%
|
|
SAVINGS
|
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|
Passbook Savings Account++
|
$50
|
$50**
|
0.40%
|
0.40%
|
|
Commercial Savings++
|
$50
|
$50**
|
0.40%
|
0.40%
|
|
* A penalty may be imposed for early withdrawal. ** Daily balance. The amount of principal in the account each day. ++ The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of the date at the top of this rate board. For current rate information, please call (715) 547-3383 |
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