Graduate with Grandma

Deposit Rates

Rates are subjected to change at any time.

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Certificate of Deposit


Account Product Name Minimum Opening Deposit Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
3 Month CD $1,000 $1,000** 1.50% 1.51%
6 Month CD
$1,000 $1,000** 1.50%
1.51%
1 Year CD
$1,000 $1,000** 1.75%
1.76%
13 Month CD SPECIAL $10,000 $10,000 4.75% 4.85%
15 Month CD $1,000 $1,000** 2.00% 2.02%
21 Month CD SPECIAL $10,000 $10,000 4.50% 4.58%
24 Month CD
$1,000 $1,000** 2.25%
2.26%
36 Month CD
$1,000
$1,000**
2.50%
2.52%
48 Month CD
$1,000 $1,000** 2.75%
2.77%
60 Month CD
$1,000 $1,000** 3.00%
3.02%

 Checking

Account Product Name Minimum Opening Deposit Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
NOW Checking1 $1,000 $1,000** 1.25% 1.26%

Money Market

Account Product Name Minimum Opening Deposit Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
First Addition Money Market1
$10,000 $1 1.50% 1.51%
Tier 2 $10,000
$10,000 1.75% 1.76%
Tier 3 $50,000
$50,000 2.25% 2.27%
Tier 4 $100,000
$100,000 2.75% 2.78%
Tier 5 $200,000
$200,000 3.00% 3.04%
Regular Money Market 1 $2,500 $1 1.25% 1.26%
Tier 2 $2,500
$2,500 1.50% 1.51%

 IRA

Account Product Name Minimum Opening Deposit Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
3 Month CD $1,000 $1,000** 1.50% 1.51%
6 Month CD
$1,000 $1,000** 1.50%
1.51%
1 Year CD
$1,000 $1,000** 1.75%
1.76%
13 Month CD SPECIAL $10,000 $10,000 4.75% 4.85%
15 Month CD $1,000 $1,000** 2.00% 2.02%
21 Month CD SPECIAL $10,000 $10,000 4.50% 4.58%
24 Month CD
$1,000 $1,000** 2.25%
2.26%
36 Month CD
$1,000
$1,000**
2.50%
2.52%
48 Month CD
$1,000 $1,000** 2.75%
2.77%
60 Month CD
$1,000 $1,000** 3.00%
3.02%
IRA Savings Account1 $50 $50** 1.25% 1.26%

Savings

Account Product Name Minimum Opening Deposit Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
Passbook Savings1 $50 $50** 1.25% 1.26%
Commercial Savings $50 $50** 1.25% 1.26%
Christmas Club Savings1
(Additional Restrictions May Apply)
$1 $1** 2.00% 2.00%

Health Savings Accounts (HSA)

Account Balance Interest Rate Annual Percentage Yield (APY)
Up to $499.99 0.50% 0.50%
Between $500.00 and $9,999.99 0.75% 0.75%
Between $10,000.00 and $24,999.99 1.25% 1.26%
Over $25,000.00 2.00% 2.02%
* A penalty may be imposed for early withdrawal.
** Daily balance.  The amount of principal in the account each day.
1 The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of February 7, 2024.
For current rate information, call (715)547-3383